Frequently Asked Questions
Common Questions
Here are some of the most common questions we receive. We hope thse provide the answers you're looking for- but if not, feel free to reach out. We're happy to help.
How does owner financing work?
Owner financing allows you the property owner, to receive monthly payments from us over time instead of one large payment upfront. We create a legally binding agreement that outlines the terms, timeline, and protections for both parties.
What happens if you miss a payment?
Our agreements are structured to protect you. If we fail to meet our payment obligations, the contract allows you to reclaim the property - just like a bank would with a mortgage default. You're not left vulnerable.
Do I have to evict my tenants first?
NO. We're work with experienced landlords and property managers. We can take over your property as-is, tenants and all. We'll handle everything after the agreement is signed
Will I still be responsible for property taxes, repairs, or insurance?
NO. once the agreement is signed, we take over 100% of the expenses and responsibilities. You no longer have to deal with late night calls, maintenance, or taxes.
What if i have a mortgage on the property?
We may still be able to work with you through a "subject-to" agreement or wrap mortgage it depends on your loan terms Contact us and we'll walk you through it.
What is a "subject-to" deal?
A "subject-to" deal means we take over your monthly mortgage payments, but the loan stays in your name. You still legally own the mortgage, but we make the payments, maintain the property, and take full responsibility for it.
What is a "wrap mortgage"?
A "wrap" mortgage is similar to a subject to deal, but with the an added twist: We create a new agreement between you and us, where we pay you a set amount monthly, and you continue making your original mortgage payment. This creates a "wrap" around your existing loan.
Is it legal and safte?
Yes-both "subject-to" and wrap mortgage strategies are 100% legal when properly documented. We use experienced local attorneys and title companies to make sure you're protected at every step of the process.
Why wouldn't I just list with a realtor?
Realtors can take 6% or more in commissions, require repairs before listing, and often take 90+ days to close. Our process is faster, simpler, and puts more money in your pocket over time.
How fast can this process happen?
We can review your property and make a formal offer within 48-72 hours. and we can close in as little as two weeks if needed.
Do you buy in all areas?
We primarily buy in South Central Kansas and surrounding regions. However, if you're outside that area, still reach out - we may be able to work out a deal, it just might take a little longer.